Government Financial Support

Tax credits, veterans supports, and benefits offered by various levels of government to Older Adults.

Residential Care Facilities Subsidy Program

Phone:
Work: 905-546-2424 x2225
Contact:
Email:
Web: Address:
71 Main St W, Hamilton, ON L8P 4Y5, Canada
Hours:
Cost:
None
Who can access this service:

To qualify for the RCF Subsidy program an individual must:

  • be 18 years of age or older
  • meet established asset and income criteria
  • be able to maintain personal mobility at the time of admission
  • require assistance with identified activities of daily living

All potential residents will be assessed by a qualified health professional as to their eligibility for a given facility prior to admission.

How to apply:

Contact for information.

The Residential Care Subsidy Program aims to prevent homelessness by providing for safe and affordable supported housing in a communal setting for people who require assistance with the daily activities of life.

Offers choices of housing with support options for people who would otherwise be homeless, inappropriately housed in institutions and/or shelters, or inadequately supported in other settings.

Funding is connected to individual residents on a per day basis

Old Age Security Programs

Phone:
Toll-Free Number: 1-800-277-9914
TTY Number: 1-800-255-4786
Contact:
Email:
Web: Address:
Hours:
Cost:
None
Who can access this service:

Visit the website for specific age requirements and other qualifications. Canada has reciprocal social security agreements with many other countries, see website for details.

How to apply:

Some eligible seniors will be automatically enrolled in the OAS Program, they will receive notification from Service Canada a month after they turn 64. 

Seniors who do not receive this notification can complete an application online, by phone, or in person at Service Canada locations.

Old Age Security (OAS) is a monthly benefit, the amount determined by how ong the person receiving the benefit has lived in Canada. It is considered taxable income. 

Guaranteed Income Supplement (GIS) is a supplement added monthly to Old Age Security for those with limited or no income. It must be re-applied for annually, and is not payable outside Canada beyond a period of 6 months regardless of how long the person lived in Canada.

Allowance is a monthly allowance for spouses 60-64 years old of Old Age Security pensioners receiving Guaranteed Income Supplement. It is based on the combined income of the couple.

Allowance for the Survivor is a monthly allowance for widowed spouses 60-64 years of age, who have not remarried or entered a common-law relationship. It is based on limited or no income. 

Veteran Affairs Canada Veteran Services

Phone:
Toll-Free Number: 1-866-522-2122
TTY Number: 1-833-921-0071
Contact:
Email: Web: Address:
120 King St W, Hamilton, ON L8P 4V2, Canada
Hours:
By appointment only.
Cost:
None
Who can access this service:

Veterans and their dependents and families.

How to apply:

Contact for information.

Offers a wide variety of services for Canadian Veterans and their families. This includes: 

  • support and services related to physical and mental health and wellness
  • support for income, emergency funding
  • post-service training and education and employment assistance
  • help at home, assistance with at-risk housing situations
  • death and bereavement
  • benefits and services for family, including survivors and caregivers
  • history, memorials, medals, and decorations of those who served

Canada Pension Plan

Phone:
Contact:
Email:
Web: Address:
Hours:
Cost:
None
Who can access this service:

Open to all Canadians who have made at least one valid contribution to the CPP and are 60 years of age or older.

How to apply:

Apply online, or print and complete forms and mail to Service Canada or drop off at any Service Canada Office.

A monthly, taxable benefit that replaces a portion of the applicant's income upon retirement. Those who qualify for the Canada Pension Plan (CPP) will receive the retirement pension for the rest of their life.

Individuals aged 60 to 69 can continue to work while receiving CPP. CPP contributions will then go toward post-retirement benefits (PRB) which will increase income upon retirement.

Canada Death Benefits

Phone:
Contact:
Email:
Web: Address:
Hours:
Cost:
None
Who can access this service:

The deceased must have made contributions to the CPP for at least one third of the calendar years since they turned 18 (no less than three years) or for at least 10 years.

 

How to apply:

Apply online, or print and complete forms and mail to Service Canada or drop off at any Service Canada Office. Information about required documentation is available on each form.

A one-time, lump-sum payment to the estate on behalf of a deceased Canada Pension Plan (CPP) contributor.

If an estate exists the executor should apply for the benefit within 60 days of the date of death. If no estate exists or if the executor does not apply, payment may be made to: the person or institution responsible for paying funeral expenses, the surviving spouse or common-law partner of the deceased, the next-of-kin of the deceased.

Individuals who are eligible for this benefit may also be eligible for the Surviving Child's Benefit or the Survivor's Pension which both offer monthly payments to children, spouses, and common-law partners of deceased CPP contributors.